Latest Lending Rates

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Mortgage Rates

Current mortgage rates in Canada have been historically low for the past four years. With lending rates expected to stay steady for at least another year, now is a great time for both first-time homeowners and existing homeowners to purchase or refinance their homes.


Zoo Mortgage works with all major lenders and understands how you can best benefit from the current mortgage rates in Canada. We’ll walk you through how Canadian mortgage rates affect the purchase of your home so you understand and are comfortable with every detail.


Now is the time to make one of the most important investments of your life. Call Zoo Mortgage and take advantage of the incredibly low mortgage rates in Canada. With an experienced team of agents, we get the best mortgage rates in Toronto, as well as Vaughan, Richmond Hill, Thornhill, and Maple.


Bank Rates Term OUR RATES
2.15 % Variable 1.35 %
2.19 % 5 year closed 1.99 %
4.10 % Prime Rate 2.45 %

*Subject to approved credit, income verification and meeting lending credit granting criterea. Applies to residential mortgages only and some conditions may apply. O.A.C., E.O.E All content is subject to change without notice.